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Add a vehicleprotection plan
From coverage that goes beyond your manufacturer’s warranty to plans for those “just in case” scenarios, Volkswagen Drive Easy is here for your peace of mind.
When you insure your Volkswagen with myVW Insurance through Liberty Mutual, you could receive a discount on a policy designed just for you—and your Volkswagen. With myVW Insurance, you could also get:
If you financed the purchase of your Volkswagen, you want to protect your investment. A financial gap occurs when the amount your insurer pays falls short of your finance agreement balance. If your Volkswagen is ever declared a total loss due to an accident, theft, or natural disaster, your gap and your primary insurance deductible can easily add to up to thousands of dollars.
Volkswagen Drive Easy Guaranteed Asset Protection (GAP) may help by waiving some or all of the difference between your primary insurance settlement and the outstanding balance on your vehicle’s financing. GAP may also help provide coverage for your insurance deductible, subject to the terms and conditions of the program.
GAP benefits:
Volkswagen’s GAP protects you with these value-added benefits:
Waives some or all of the difference between your primary insurance settlement and the outstanding balance on your vehicle’s financing due to a covered total loss
No maximum dollar amount on covered losses waived
Includes waiver of up to $1,000 for your primary insurance deductible
Transferable for a fee if another private party assumes your finance agreement
Cancelable at any time; after 30 days, subject to a fee
GAP Plus coverage offers a $1,000 credit available at the selling dealer to be applied exclusively toward the purchase of a replacement vehicle.
Exclusions:
All states except NY:
Any amounts or terms exceeding the program maximum limits listed under “GAP benefits,” or in your GAP Addendum
Any amounts owed on your vehicle financing resulting from late fees, due date changes, or from missed, delinquent, or skipped payments
Total losses resulting from dishonest, fraudulent, or illegal acts (such as DUI) by customer, customer’s family member, or other person acting under customer’s authority
Vehicles used for competitive racing or for a prohibited commercial purpose, including, but not limited to, ride share services
If the customer has refinanced the original vehicle finance agreement or the original covered vehicle
The following deductions taken by the primary insurer: prior damage, salvage, missing items, excess towing, custom equipment, and storage
NY GAP Coverage Exclusions:
To any loss arising from fraud, material misrepresentation of fact, or falsification of documents by the customer or by the assignee/lender
To any losses that occur outside of the United States, its territories, or Canada
If the covered vehicle is used for commercial purposes
Deductible coverage not available in New York
Contact your participating dealer to request additional information about the Volkswagen Drive Easy Program.
