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Financial Services

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Financial Services

At Volkswagen Credit, we want our customers to be confident automotive consumers. We give you the tools, information, and resources you need for a clear and easy financing experience. Whether you lease or buy a VW, the most important thing is that you enjoy the ride.

Let's get you in the driver's seat.

Here to explore financing?

If you’re not sure where to start, we've put together some of the most important information below.

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Ready to apply?

When you apply on our secure online application,1 you'll receive a response right away. After you apply, find out what your contract could look like and how you can keep your VW in good shape.

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Already driving with us?

It is easy, secure, and convenient to make a payment or manage your account. Continue being a confident Volkswagen Credit customer.

Suave man with shopping bag about to open the door of a platinum gray metallic Volkswagen Atlas Cross Sport on urban street.

FAQs

How many miles do I get on a lease?

Most standard leases are calculated based on a specified number of miles you can drive, typically 15,000 or fewer per year. You will have an increased monthly payment since the vehicle’s depreciation will be greater during your lease term. If you feel that 15,000 miles per year, or the amount specified in your contract, is not enough based upon your driving behavior, additional miles can be purchased. If you exceed the mileage limit set in the lease agreement, you’ll probably have to pay additional charges when you return the vehicle.

What is a Certified Pre-Owned Volkswagen?

Volkswagen Certified Pre-Owned vehicles are put through a comprehensive 100+ Point Dealer Inspection. Should a car not perform according to strict VW standards, we won’t certify it until we can correct the issues using Genuine Volkswagen Parts. Every Certified Pre-Owned Volkswagen is covered by a Model-Specific Limited Warranty. The warranty period begins when the New Vehicle Limited Warranty expires or on the sale date of the CPO VW vehicle, whichever occurs later.

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What is the Volkswagen Drive Easy Program?

The Volkswagen Drive Easy Program from VWFS Protection Services, Inc. offers a range of service and protection plans for any VW driver. From tire and wheel protection to theft protection, the Volkswagen Drive Easy Program includes a portfolio of coverage options for your Volkswagen vehicle. These products are optional, not required for you to obtain financing from Volkswagen Credit, and are not insurance.

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What is the finance application process?

Apply at the dealership or online through our secure online application. Have the following items on hand:

Desired model and trim
Trade-in make and model (if applicable)
Monthly rent/mortgage
Contact information
Employer address
Gross monthly salary

You will receive an immediate response, as well as an email with the results.

If your application is approved,2 please bring the following with you to the dealership:

Your valid driver’s license
Proof of:
— employment and/or income
— your current address (i.e. utility bill)
— insurance and agent contact info
Your application code
The vehicle’s title or financing information if you plan to bring a trade-in

What type of insurance coverage is required on my vehicle?

If you have a lease, the required insurance coverage will be listed on the back of your contract. If you require a copy of your contract, please let us know your preferred method of delivery. It is also important to list VW Credit Leasing, Ltd. as the additionally insured and loss payee. The additionally insured and loss payee should read as follows:

VW Credit Leasing, Ltd.
P.O. Box 277
Minneapolis, MN 55440-0277

If you are financing the purchase of a VW, we allow Comprehensive and Collision Deductibles up to, but not to exceed $1,000. You must maintain Full Coverage (covering the vehicle against damage, destruction or loss) and comply with your required state minimums. Your insurance agent will be able to provide specific details for you. The lien holder should read as follows:

VW Credit Inc.
P.O. Box 258
Minneapolis, MN 55440-0258