What types of financing options do I have?
Every Volkswagen owner's different.
Volkswagen owners are an eclectic bunch.
That's why we offer plenty of options.
We've got plans for college grads, first-time buyers, leasing, and even for people
who don't like to make up their minds right away — called Driver's Option (you'll
find it detailed later on).
We offer competitive rates, can explain all your options clearly, and can take care
of everything in one place at one time, right at the dealership.
Should I buy a new VW or lease one?
Buying
When you finance a VW through Volkswagen Credit, you make monthly
payments for the length of the loan.* And as soon as you pay
it off, it's all yours. There's no mileage restrictions, excess
wear charges, no due date for returning the vehicle. With terms from
12 to 72 months and competitive rates, there's a plan for your
budget. But if this option isn't for you, read on.
Benefits of Buying
• Ownership
• Competitive Rates
• Flexible Terms
• No Mileage Restriction
• No Charges for Excess Wear
• Competitive Rates
• Flexible Terms
• No Mileage Restriction
• No Charges for Excess Wear
Leasing
This option is typically for folks who either want lower monthly
payments, or to easily get into a brand spankin' VW every few years.
In both cases, you simply choose how long you want to drive your new
VW, from one to four years, then turn it back
in when the time's up.**
The longer you lease the vehicle, the lower your monthly payments are
(on average).
Plus, you can also opt to buy your VW at the end of the lease. Whatever works best for you, we want to help make it happen. Any of our local dealers will be more than happy to take you through the process in detail. Please check out VW's Wear and Use Policy** before deciding on this avenue.
Plus, you can also opt to buy your VW at the end of the lease. Whatever works best for you, we want to help make it happen. Any of our local dealers will be more than happy to take you through the process in detail. Please check out VW's Wear and Use Policy** before deciding on this avenue.
Benefits of Leasing
• Lower Monthly Payments
(on average)
• Keep Cash to Spend or Invest(on average)
• Flexible Terms
• End-of-term Options
Driver's Option
Can't decide whether to buy or lease? Then don't. Our Driver's Option
Plan† offers the best of both worlds.
With Driver's Option (available in most states†) you choose how long you want the VW, pay your scheduled monthly payments, then you've got three options:
If this sounds interesting to you, one of our VW Credit consultants will be happy to tell you more about it.
* Subject to credit approval.
** Additional charges for excess wear and use, mileage or any addition amounts may apply.
† Ask your Volkswagen Dealer if available in your state.
With Driver's Option (available in most states†) you choose how long you want the VW, pay your scheduled monthly payments, then you've got three options:
• One: Pay off the balance of what the VW's worth and keep it.
• Two: Refinance the balance of the VW's worth.
• Two: Refinance the balance of the VW's worth.
• Three: Turn your VW into a Dealer and walk away.
(some additional charges
may apply, as stated in our Wear and Use Policy**).
may apply, as stated in our Wear and Use Policy**).
If this sounds interesting to you, one of our VW Credit consultants will be happy to tell you more about it.
* Subject to credit approval.
** Additional charges for excess wear and use, mileage or any addition amounts may apply.
† Ask your Volkswagen Dealer if available in your state.
Benefits of Driver's Options
• Lower Monthly Payments
(on average)
• No Security Deposit(on average)
• No Acquisition Fee
• Three End-of-term Options
First Time?: A helpful starters guide for new car buyers.
College Grad Program
If you're graduating in the next 6 months, or graduated less than 24 months
ago, check this out — our College Grad Program can get you behind the
wheel of a VW even if you have no previous credit history.*
All you need is a full-time job or a commitment letter from your future employer. Wow. The size of your down payment depends on whether you buy or lease. If you do lease, there's no first month's payment or security deposit required. See your Dealer for additional information. It's our little way of saying congratulations. Here's a graduation gift.
All you need is a full-time job or a commitment letter from your future employer. Wow. The size of your down payment depends on whether you buy or lease. If you do lease, there's no first month's payment or security deposit required. See your Dealer for additional information. It's our little way of saying congratulations. Here's a graduation gift.
Key Benefits
• No First Month's Payment**
• No Security Deposit
• No Credit History Required*
• No Security Deposit
• No Credit History Required*
First Time Buyers
Compliments of VW Credit, we've designed a loan specifically to put
first-time buyers behind the wheel of a VW more easily.
To qualify, the new VW of your desire has to be the first car you've ever financed. (Certified Pre-Loved Volkswagen models count, too). You have to have had a full-time job for the past year. Best of all, the minimum down payment is only 20%. Yep, 20%. A co-signer or credit history are usually not required. See a Dealer for full details.*
To qualify, the new VW of your desire has to be the first car you've ever financed. (Certified Pre-Loved Volkswagen models count, too). You have to have had a full-time job for the past year. Best of all, the minimum down payment is only 20%. Yep, 20%. A co-signer or credit history are usually not required. See a Dealer for full details.*
Key Benefits
• May Not Need a Co-signer
• Credit History May Not Be Required
• Establish Your Credit
• Credit History May Not Be Required
• Establish Your Credit
How can VW help protect me and my car?
VW RealDriver*
Volkswagen RealDriver (at participating dealerships only) offers a
whole slew of extra coverage options to keep your mind off the worry,
and keep it on the, "Wow, I wonder where that road goes..."
VW RealDriver* Products
• Extended Service Contracts
• Guaranteed Asset Protection (GAP)**
• Car Care (pre-paid maintenance)
• Road Hazard Tire & Wheel Protection†
• Courtesy Care††
• Guaranteed Asset Protection (GAP)**
• Car Care (pre-paid maintenance)
• Road Hazard Tire & Wheel Protection†
• Courtesy Care††
Extended Service Contract
This is designed to cover most major components in your car against
mechanical breakdowns on all new or Certified Pre-Loved VWs. New
plans can be purchased at any time before your Volkswagen's 4 year/50,000
mile limited manufacturer warranty is up. And Certified Pre-Loved
plans must be purchased when you purchase the vehicle.
Guaranteed Asset Protection**
Also known as GAP for short, has to be purchased when you purchase
your vehicle. Why do you need it? Let's say your VW gets totaled or
stolen — your insurance company will only cover the market value of
the car. GAP covers the "gap" between your car's market value and
what you still owe. In most states, it also covers up to $500 of
your insurance deductible.
All leased vehicles come with GAP coverage, standard. And, it's an option available on both new and Certified Pre-Loved financed vehicles. Certain eligibility requirements apply, see a dealer for details.
All leased vehicles come with GAP coverage, standard. And, it's an option available on both new and Certified Pre-Loved financed vehicles. Certain eligibility requirements apply, see a dealer for details.
Car Care
Wanna get your regularly scheduled maintenance costs out of the way?
You can purchase RealDriver Car Care at any time. Two levels of coverage
are available, as well as service intervals for up to 60,000 miles from
your odometer reading at the time of purchase.
Road Hazard Tire & Wheel Protection†
The roads are filled with hazards, and most of the time they affect
your tires. That's why we offer comprehensive protection for repairing
or possibly replacing your wheels and tires. This protection includes
mounting, valve stems, balancing and sales tax — and, comes in standard
and deluxe packages. Plus, you can choose a towing roadside assistance
option as well.
Courtesy Care††
Our VW limited warranty covers most stuff on your new VW. But what
about the smaller items? The belts and hoses, the windshield wiper blades
and the glove box light? Well, thanks to the Courtesy Care Protection Plan,
everything from your brake pads and battery, to your headlamps and
electrical equipment are covered.